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Coronavirus disease 2019

by | May 12, 2026 | public

COVID-19 is a contagious disease caused by the coronavirus SARS-CoV-2. In January 2020, the disease spread worldwide, resulting in the COVID-19 pandemic. The symptoms of COVID‑19 can vary but often include fever,[7] fatigue, cough, breathing difficulties, loss of...

Government Property Incentives – Who is Winning?

by | Aug 17, 2021 | Blog

When you buy a TV for $1000 and the store gives you a $200 cash rebate, what is the TV really worth? I hope you said $800! So when a young couple buys an off the plan house for $550k and the government gives them a bag of goodies totaling say $50k...

Buying off the Plan Risks

by | Mar 17, 2020 | Blog

I have this discussion regularly with clients so I’ll set out the potential problems with buying off the plan. Critically, the time frame almost always blows out and settlement is often one or two years into the future. This creates a set of problems such as: 1....

Budget Home Loans – the problems

by | Aug 17, 2019 | Blog

This month I’ve had a couple of clients mention really cheap home loan rates they found on the internet. “Gee whiz that was a great experience and I saved thousands”, are words I’ve never heard after a client has used one of these lenders. Let...

Do We Still Need Physical Cash?

by | Jun 15, 2018 | Mortgage Broking

Do we still need monetary notes? Earlier this year, due to the cashless society talk juxtaposed with Apple Pay on my phone, I was planning on doing an experiment to see if I could last a month without being cashless. The experiment was serendipitously brought forward...

Don’t Borrow from a Loan Shark – Advice

by | Mar 15, 2018 | Mortgage Broking

Loan sharks I came across a client last month who had been rejected because he took out a $600 payday loan from Cash Converters. Major banks don’t look favourably on customers when they see this type of loan in the credit history. In writing this article, I...

Higher Yield Versus Capital Growth

by | Dec 15, 2017 | Mortgage Broking

The importance of Growth 2 properties both for sale each $500k – which one is the better investment??? A. Good growth prospects, returning $15k pa (assume inner Melb) B. Low growth, twice the return ($30k pa) (assume regional) Of course a number of factors are...