Government Property Incentives – Who is Winning?

When you buy a TV for $1000 and the store gives you a $200 cash rebate, what is the TV really worth? I hope you said $800! So when a young couple buys an off the plan house for $550k and the government gives them a bag of goodies totaling say $50k...

Buying off the Plan Risks

I have this discussion regularly with clients so I’ll set out the potential problems with buying off the plan. Critically, the time frame almost always blows out and settlement is often one or two years into the future. This creates a set of problems such as: 1....

Budget Home Loans – the problems

This month I’ve had a couple of clients mention really cheap home loan rates they found on the internet. “Gee whiz that was a great experience and I saved thousands”, are words I’ve never heard after a client has used one of these lenders. Let...