Why use us
We provide the best service to our clients, and always suggest practical and honest advice. We build long lasting relationships with our clients so that we are your first point of call when you need finance. Finally, our service is free – no extra fee charged or anything extra added to your rate.
No Cost
It’s true, so not only will you save, our service is free.
We are experts
We know how to put forward your application.
We are available
Any time, when it suits you.
Call today!
We do the work
Negotiating, chasing banks, paperwork, we do it all!
HOME LOANS
Buying a home? First home buyer or experienced property owner; we source the best loan to suit.
BUSINESS LOANS
INVESTMENT LOANS
Make the most of your equity to invest. Base Finance can help you.
REFINANCING
Let us help you get a better rate on your existing loan.
Car Loans and Other Finance
Doctors, Lawyers and Accountants
One of our specialities – we finance all types of equipment at the most competitive rates.
We Can Help You Now!
Borrowing Power Calculator
Loan Repayment Calculator
Extra Repayment Calculator
Stamp Duty Calculator
Income Tax Calculator
Leasing Calculator
Welcome To Base Finance
Who we are… Personally we enjoy having a good laugh and catching up for coffee. Professionally we are an independent, mortgage broking service. We try our hardest to combine both!
What we do… We research, negotiate, and ultimately arrange the best financing option for your needs and deliver it to you seamlessly.
How we do it… We are accredited with all the big banks and a quality selection of small lenders with access to hundreds of products. Ongoing researching rates and policies keep us abreast of the best option for your needs.
Send us an email or call us now for a free no obligation quote
Testimonials
“Michael has been incredibly supportive throughout the entire process of buying my first home. He was always available to answer questions and offered great, honest advice. He came to me for meetings and signing paperwork, whenever it was convenient for me. Our relationship is ongoing as he continues to service my home-loan throughout its duration. Very grateful I found Michael, definitely recommend. Plus his monthly newsletter is very funny!“
Michael Sion has proven time and time again that when it comes to mortgage brokering, he is the best in the business. Most importantly, he is genuine, cares for the client and is transparent. He is always working in the best interest of the client. We’ve been using Michael’s services for a number of years and will continue doing so well into the future. Unfortunately we were unable to give more than 5 stars.“
“Out of all the Brokers we have dealt with for our Home and Investment loans, Michael is on top of our list. He is professional, efficient and he will provide you with the products that best suit your needs. More than happy to deal with him again in the future and will highly recommend him to anyone seeking new Home Loans or refinacing their current loans.“
Our Latest Posts
Impact Credit Cards Have on Borrowing
Did you know... the impact credit cards have on your borrowing capacity? I regularly meet people applying for a home loan and I ask them the amount of their credit card limit. Most reply "I'm not entirely sure", but then confidently follow up with, "but I pay it off...
Understanding Property Price Growth
Why Does it Make Sense That Property Prices Have Increased 10x in 25 years In last month's newsletter, I discussed that the price of houses in Melbourne has followed a trend of adding an extra 0 every 25 years. A house in 1942 worth $1k, was worth $10k in 1967, worth...
Can Property Prices Keep Increasing?
Why Property Growth Rates Must Slow I recently watched the owners of a house celebrate their sale after achieving a sale price of $1.5m. They had bought it 25 years ago for $150k! It made me wonder whether this type of growth could go on forever. I did some historical...
Cut up you Credit Cards
Why I said goodbye to credit cards How would retailers fare if credit cards didn't exist and we reverted to cheque books? They would undoubtedly struggle. Notwithstanding this certainty, most retailers now charge us up to 2% extra on our credit cards to say thanks....
Car Finance
Sharks and Cars. What do they have in common? I had an interesting experience while helping someone finance a car last month and we came across a real shark of a car salesman. I thought it might be worthwhile highlighting a few tricks these sharks often play when it...
The Computer says “yes” but should say “no”
Couple #1 - I met a couple one evening, married for 12 months, both earning $80,000. I was happy to inform them that based on their earnings, the computer says "congratulations, you can borrow $1m!". Couple #2 - This is actually the same couple as Couple #1, at my...